Take-home pay in Illinois on a 2025 paycheck.
On a $80,000 single-filer salary, Illinois keeps $60,848/yr after federal income tax, FICA, and Illinois's state income tax (−$1,211 vs the 51-state average of $62,059).
Illinois take-home at common income points
| Salary | Filing | Take-home | Effective rate |
|---|---|---|---|
| $50,000 | Single | $39,880 | 20.2% |
| $80,000 | Single | $60,848 | 23.9% |
| $80,000 | MFJ (2) | $64,539 | 19.3% |
| $150,000 | Single | $105,992 | 29.3% |
| $150,000 | MFJ (4) | $119,014 | 20.7% |
| $250,000 | Single | $170,508 | 31.8% |
Effective rate = total federal + FICA + state tax as a share of gross. Excludes pre-tax deductions, local tax, and SDI.
How Illinois compares
On the standard $80,000 single-filer benchmark, Illinois keeps $60,848 — $1,211 less than the 51-state average. The Illinois top marginal individual income tax rate is 4.95%, and the state’s standard deduction for single filers is $0.00. For the live cross-state comparison and a state-locked “compare to” view, see the interactive paycheck map.
Top 5 Illinois metros for paycheck comparison
Take-home is identical at the state level — but cost of living varies dramatically between Chicago and the rest of Illinois. Pick a metro to see paycheck vs cost-of-living together.
- Chicagopop 9.6M · COL 114median $70,100 →
- Rockfordpop 0.3M · COL 83median $51,000 →
- Peoriapop 0.4M · COL 84median $57,800 →
- Napervillepop 0.1M · COL 108median $125,800 →
- Jolietpop 0.1M · COL 92median $68,500 →
More Illinois metros coming as we expand city coverage.
Illinois paycheck — common questions
What is the Illinois state income tax rate in 2025?
Illinois taxes individual income at marginal rates topping out at 4.95% on the highest bracket. The standard deduction for single filers is $0.00; for MFJ it is $0.00.
How much take-home will I have on $80,000 in Illinois?
A single filer earning $80,000 in Illinois takes home approximately $60,848/yr (76.1% of gross). A married couple filing jointly earning $80,000 takes home $64,539/yr due to the larger MFJ standard deduction. These figures exclude pre-tax 401(k), HSA, and health insurance contributions.
Are there any Illinois-specific paycheck deductions I should know about?
Illinois has a flat 4.95% income tax with no local income taxes anywhere (Chicago does not impose a city wage tax). Employers in Chicago pay the now-reduced "head tax" replacement, not employees.
Does Illinois have local income taxes?
Yes — see the Illinois paycheck quirk above for the local-tax detail.
Reviewed by CalcFi Editorial · Last verified against IL Department of Revenue tax tables on 2026-04-19. Methodology + sources at /about/editorial.