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Oregon Mortgage Payment Calculator โ€” Updated 2026

State abbreviation: OR

In Oregon, the median home price is $535,000 as of 2026. Property taxes run at 0.97% of home value annually, and homeowners insurance averages $1440/year. The state income tax rate is 9.9%, which affects your ability to itemize deductions on mortgage interest. The cost of living index in Oregon is 115 (100 = national average).

Oregon Financial Data (2026)

State Tax Rate
9.9%
Property Tax Rate
0.97%
Median Home Price
$535,000
Avg Insurance Cost
$1,440/year
Cost of Living Index
115
State Abbreviation
OR