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Utah Mortgage Payment Calculator โ€” Updated 2026

State abbreviation: UT

In Utah, the median home price is $535,000 as of 2026. Property taxes run at 0.6% of home value annually, and homeowners insurance averages $1320/year. The state income tax rate is 4.95%, which affects your ability to itemize deductions on mortgage interest. The cost of living index in Utah is 108 (100 = national average).

Utah Financial Data (2026)

State Tax Rate
4.95%
Property Tax Rate
0.6%
Median Home Price
$535,000
Avg Insurance Cost
$1,320/year
Cost of Living Index
108
State Abbreviation
UT