South Dakota Mortgage Payment Calculator — Updated 2026
State abbreviation: SD
In South Dakota, the median home price is $295,000 as of 2026. Property taxes run at 0.82% of home value annually, and homeowners insurance averages $1320/year. South Dakota has no state income tax, making it attractive for homeownership due to increased disposable income. The cost of living index in South Dakota is 89 (100 = national average).
More Calculators
← Back to Mortgage Payment CalculatorCalculate for Neighboring States
South Dakota Financial Data (2026)
- State Tax Rate
- None
- Property Tax Rate
- 0.82%
- Median Home Price
- $295,000
- Avg Insurance Cost
- $1,320/year
- Cost of Living Index
- 89
- State Abbreviation
- SD