Take-home pay in Iowa on a 2025 paycheck.
On a $80,000 single-filer salary, Iowa keeps $61,627/yr after federal income tax, FICA, and Iowa's state income tax (−$432 vs the 51-state average of $62,059).
Iowa take-home at common income points
| Salary | Filing | Take-home | Effective rate |
|---|---|---|---|
| $50,000 | Single | $40,314 | 19.4% |
| $80,000 | Single | $61,627 | 23.0% |
| $80,000 | MFJ (2) | $65,318 | 18.4% |
| $150,000 | Single | $107,576 | 28.3% |
| $150,000 | MFJ (4) | $120,598 | 19.6% |
| $250,000 | Single | $173,242 | 30.7% |
Effective rate = total federal + FICA + state tax as a share of gross. Excludes pre-tax deductions, local tax, and SDI.
How Iowa compares
On the standard $80,000 single-filer benchmark, Iowa keeps $61,627 — $432 less than the 51-state average. The Iowa top marginal individual income tax rate is 3.80%, and the state’s standard deduction for single filers is $0.00. For the live cross-state comparison and a state-locked “compare to” view, see the interactive paycheck map.
Top 3 Iowa metros for paycheck comparison
Take-home is identical at the state level — but cost of living varies dramatically between Des Moines and the rest of Iowa. Pick a metro to see paycheck vs cost-of-living together.
- Des Moinespop 0.7M · COL 89median $67,200 →
- Cedar Rapidspop 0.3M · COL 86median $62,400 →
- Davenportpop 0.4M · COL 84median $52,500 →
More Iowa metros coming as we expand city coverage.
Iowa paycheck — common questions
What is the Iowa state income tax rate in 2025?
Iowa taxes individual income at marginal rates topping out at 3.80% on the highest bracket. The standard deduction for single filers is $0.00; for MFJ it is $0.00.
How much take-home will I have on $80,000 in Iowa?
A single filer earning $80,000 in Iowa takes home approximately $61,627/yr (77.0% of gross). A married couple filing jointly earning $80,000 takes home $65,318/yr due to the larger MFJ standard deduction. These figures exclude pre-tax 401(k), HSA, and health insurance contributions.
Are there any Iowa-specific paycheck deductions I should know about?
Iowa transitioned to a flat 3.8% income tax in 2025 (was 6-bracket up to 8.53% in 2022) — one of the most aggressive rate-reduction trajectories in the US. No local income taxes.
Does Iowa have local income taxes?
Yes — see the Iowa paycheck quirk above for the local-tax detail.
Reviewed by CalcFi Editorial · Last verified against IA Department of Revenue tax tables on 2026-04-19. Methodology + sources at /about/editorial.