Take-home pay in Minnesota on a 2025 paycheck.
On a $80,000 single-filer salary, Minnesota keeps $61,069/yr after federal income tax, FICA, and Minnesota's state income tax (−$990 vs the 51-state average of $62,059).
Minnesota take-home at common income points
| Salary | Filing | Take-home | Effective rate |
|---|---|---|---|
| $50,000 | Single | $40,617 | 18.8% |
| $80,000 | Single | $61,069 | 23.7% |
| $80,000 | MFJ (2) | $65,956 | 17.6% |
| $150,000 | Single | $104,678 | 30.2% |
| $150,000 | MFJ (4) | $119,175 | 20.6% |
| $250,000 | Single | $165,670 | 33.7% |
Effective rate = total federal + FICA + state tax as a share of gross. Excludes pre-tax deductions, local tax, and SDI.
How Minnesota compares
On the standard $80,000 single-filer benchmark, Minnesota keeps $61,069 — $990 less than the 51-state average. The Minnesota top marginal individual income tax rate is 9.85%, and the state’s standard deduction for single filers is $14,950.00. For the live cross-state comparison and a state-locked “compare to” view, see the interactive paycheck map.
Top 4 Minnesota metros for paycheck comparison
Take-home is identical at the state level — but cost of living varies dramatically between Minneapolis and the rest of Minnesota. Pick a metro to see paycheck vs cost-of-living together.
- Minneapolispop 3.7M · COL 105median $80,600 →
- Duluthpop 0.3M · COL 90median $52,800 →
- Rochesterpop 0.2M · COL 96median $78,500 →
- St. Cloudpop 0.2M · COL 88median $55,800 →
More Minnesota metros coming as we expand city coverage.
Minnesota paycheck — common questions
What is the Minnesota state income tax rate in 2025?
Minnesota taxes individual income at marginal rates topping out at 9.85% on the highest bracket. The standard deduction for single filers is $14,950.00; for MFJ it is $29,900.00.
How much take-home will I have on $80,000 in Minnesota?
A single filer earning $80,000 in Minnesota takes home approximately $61,069/yr (76.3% of gross). A married couple filing jointly earning $80,000 takes home $65,956/yr due to the larger MFJ standard deduction. These figures exclude pre-tax 401(k), HSA, and health insurance contributions.
Are there any Minnesota-specific paycheck deductions I should know about?
Minnesota top marginal rate 9.85% (4th highest); no local income taxes. New Paid Family and Medical Leave program launches 2026 with ~0.7% combined employer+employee contribution.
Does Minnesota have local income taxes?
Yes — see the Minnesota paycheck quirk above for the local-tax detail.
Reviewed by CalcFi Editorial · Last verified against MN Department of Revenue tax tables on 2026-04-19. Methodology + sources at /about/editorial.