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Real-time federal funds rate, treasury yields, mortgage rates, inflation, unemployment, and more — updated hourly from the Federal Reserve Economic Database (FRED).
Last updated: 5/28/2026, 6:12:28 AM
Federal Funds Rate
The interest rate at which commercial banks lend reserve balances to each other overnight. Set by the Federal Reserve, it influences all other interest rates in the economy, including mortgage rates, auto loans, and savings account yields.
10-Year Treasury Yield
The interest rate paid on 10-year US Treasury bonds. A key benchmark for long-term borrowing costs, it influences 30-year mortgage rates and reflects investor expectations about economic growth and inflation.
2-Year Treasury Yield
The interest rate on 2-year US Treasury bonds. Reflects near-term economic expectations and Fed policy rates. Often compared to the 10-year yield to gauge the economic outlook.
30-Year Treasury Yield
The interest rate on 30-year US Treasury bonds. The longest-duration government bond, it serves as a benchmark for long-term borrowing costs and reflects expectations about inflation and economic conditions over decades.
Prime Lending Rate
The interest rate that banks charge their most creditworthy customers. Used as the base for adjustable-rate mortgages, credit cards, and home equity lines of credit. Set by banks but moves with Fed policy.
Effective Federal Funds Rate (Monthly)
The monthly average of the federal funds rate. Shows the trend of overnight lending rates between banks over time. Compared to daily rates to see the full picture of Fed policy.
Measures the average change in prices paid by consumers for goods and services. The primary gauge of inflation, published monthly by the Bureau of Labor Statistics. Higher CPI means your money buys less.
PCE Price Index
Personal Consumption Expenditures (PCE) inflation index. The Fed's preferred inflation measure because it covers a broader basket of goods and services than CPI. Updated monthly.
Click any rate above to see historical data, charts, and detailed analysis. Compare rates across years and understand the trends shaping the economy.
Data sourced from FRED (Federal Reserve Economic Data) • Updated hourly