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CROSS-SERIES ANALYSIS

Compare economic data.

How are mortgage rates related to Treasury yields? Does the yield curve really predict recessions? Explore 20 curated comparisons with historical context and plain-English analysis. Or build your own pairing by adding ?a=SLUG&b=SLUG to the URL.

  • 30-Year Mortgage Rate vs 10-Year Treasury Yield
    Compare the 30-year fixed mortgage rate against the 10-year Treasury yield over 25 years. Correlation analysis, lender spread, and what it means for home buyers.
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  • 30-Year Mortgage Rate vs Federal Funds Rate
    How the Fed funds rate relates to 30-year mortgage rates. The counterintuitive truth: they are loosely correlated, not directly linked.
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  • CPI Inflation vs Federal Funds Rate
    The Fed raises rates to fight inflation. Historical pattern of CPI and Fed funds rate, and how Fed responds to inflation cycles.
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  • Unemployment Rate vs CPI (Phillips Curve)
    The classic Phillips Curve relationship between unemployment and inflation. Does it still hold? 25-year empirical analysis.
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  • 10-Year vs 2-Year Treasury Yield (Yield Curve)
    When the 2-year Treasury yield exceeds the 10-year — a "yield curve inversion" — recession has followed every time since 1955.
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  • WTI vs Brent Crude Oil Prices
    WTI and Brent crude oil benchmarks often diverge. What drives the spread, and what it means for gas prices.
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  • CPI vs PCE Inflation Index
    The Fed targets 2% PCE inflation, not CPI. Why the two measures differ and when to watch each.
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  • USD/EUR Exchange Rate vs Fed Funds Rate
    How Fed policy moves the dollar against the euro. Interest rate differentials explained.
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  • Bitcoin vs CPI Inflation (Inflation Hedge Analysis)
    Is Bitcoin actually an inflation hedge? Historical analysis vs CPI.
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  • Savings APY vs Inflation (Real Return on Savings)
    National average savings APY rarely beats inflation. Calculate your real (inflation-adjusted) return.
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  • Prime Rate vs Federal Funds Rate
    The US Prime Rate is set by banks at Fed funds + 3 percentage points. A near-perfect leading indicator.
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  • US Gas Prices vs Crude Oil (WTI)
    Crude oil drives gas prices, but the relationship is lagged. What the spread tells you about refining margins.
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  • 1-Year CD vs 5-Year CD (Yield Curve for CDs)
    Compare 1-year vs 5-year CD national averages. When the short rate exceeds the long rate, think twice about locking in.
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  • Wages vs CPI (Real Wage Growth)
    Wages rising isn't the same as getting ahead. Track wage growth minus CPI to see real purchasing power changes.
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  • Bitcoin vs Fed Funds Rate (Monetary Conditions)
    Bitcoin has increasingly traded as a risk asset — falling when the Fed tightens, rising when the Fed eases.
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  • Mortgage Rates vs 1-Year CD Rates
    The gap between what banks charge borrowers and pay savers — the bank net interest margin in action.
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  • Unemployment Rate vs Fed Funds Rate
    The Fed's dual mandate: maximum employment and price stability. How rate decisions track unemployment.
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  • Gas Prices vs Overall Inflation (CPI)
    Gas prices influence CPI directly (about 4% weight) and indirectly (transportation costs). Why Fed watches gas carefully.
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  • Ethereum vs Bitcoin Price Ratio
    The ETH/BTC ratio is a core signal in crypto markets. Rising ratio = altcoin season; falling = flight to Bitcoin.
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  • USD/EUR vs USD/GBP (Dollar Strength Across Majors)
    When the dollar moves, it usually moves against all majors together. Compare USD/EUR and USD/GBP to gauge dollar strength.
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